Private Financing - FFUN Financial

1. PRE APPROVAL

Well start with a few simple questions about you and what kind of vehicle you’re after.

2. GO SHOPPING

You’ve found it? Great! Ready to make an offer? Great! We’ll provide a third-party inspector (that we pay for) to make sure you’re getting a good, solid, reliable driver.

3. PAPERWORK

We do it. If the vehicle checks out, we’ll put together the financing agreement and bill of sale. We’ll pay the seller on your behalf too, all we need from you is your signature.

4. DONE DEAL

Now you can meet the seller, get the keys and drive away!

5. SEALED DEAL

Upload your proof of insurance and vehicle registration.

6. DRIVE!

Enjoy that great vehicle, You can log in and check on your account with FFUN Financial any time you like.

FOR BUYERS

A loan for a private sale doesn’t have to be difficult or come with higher interest rates. Unlike the big banks, FFUN Financial has specialized in vehicles for over 20 years. We get it, so you get better financing support and options. This means you can find your dream car pretty much anywhere, get private sale financing and, piece of mind.

Not only will we provide the loan, we’ll guide you through a smooth, secure and timely purchase process. Better yet, get pre-qualified right now, and go shopping armed with financing and a great rate.

FOR PRIVATE SELLERS

Selling a car privately can be a long, difficult process, so you want to give your potential buyers as many reasons as possible to buy from you. Telling them that they can actually finance the purchase, gives you that leg up over your neighbour. It’s the reason most people buy from dealerships in the first place. And now you’ve just wiggled your way into that pool of potential buyers. After all, no one carries cash with them anymore, give them the option to finance.

FFUN Financial assists with all levels of credit and offers the most competitive rates in the industry. So get that professional business partner on your next private sale ad, at ZERO cost to you, and sell your vehicle faster!

PRIVATE BUYER FAQ'S

WHAT INTEREST RATES ARE AVAILABLE?

Private purchase loan rates start as low as 4.99%. Your personal credit situation, including credit score and year of the vehicle will all factor into the rate. But we can assure you, you will get the best rate you can qualify for in the market today.

HOW OLD CAN THE VEHICLE BE TO FINANCE IT THROUGH A PRIVATE CAR LOAN?

The older a vehicle is, the less options we have available. However, we do offer private vehicle financing on older vehicles. For instance, collector car financing has its own set of options and yes, we offer loans on those as well!

THE VEHICLE I’M LOOKING TO BUY ISN’T THAT EXPENSIVE, CAN I STILL PRIVATELY FINANCE IT?

Large or small, we have programs to handle all types of private sale vehicle financing.

CAN I PURCHASE EXTENDED WARRANTY WHEN USING THESE PRIVATE CAR LOANS?

You bet! We can give you some piece of mind by building an extended warranty into the deal! The vehicle will require a simple inspection, but that’s a procedure that should likely be completed regardless if you are financing or not.

PRIVATE SELLER FAQ'S

CAN I SELL MY FINANCED CAR IF IT STILL HAS A LOAN ON IT?

In general, the answer is yes. That’s as long as you owe an amount that’s at least less than 75% of the selling price. Or, you can pay off the difference to the original lender.

WHAT REQUIREMENTS MUST THE VEHICLE HAVE TO QUALIFY FOR PRIVATE VEHICLE FINANCING?

All private used cars for sale by owner must be in good mechanical condition. The funder will want to know that the vehicle is in safe, useable condition before providing financing. That’s it!